The Ratchford Law Firm

Real Estate

At The Ratchford Firm, our attorneys provide experienced and sophisticated advice with respect to the complete range of commercial and residential real estate transactions.

From transaction inception to completion, our attorneys go beyond the traditional legal role of document preparation and due diligence. We have conducted real estate settlements in Effingham, Chatham, Screven, Bryan, Bulloch and other surrounding counties over 20 years, and we have expertise in all types of loans, including assumptions, FHA, VA, and Conventional. We cover every detail, whether buying from a builder or a resale property or refinancing or adding a home equity line. Our services include a review of your contract and a review of title to and survey of your home, including issuing title insurance to protect you and your lender.

The Ratchford Firm’s representation of land developers and owner/operators includes significant involvement in:

  • Acquisition
  • Construction
  • Financing
  • Leasing
  • Management of homes, businesses, multiple use developments, industrial and business parks
  • Planning

We provide advice and representation to real estate owners, management companies, users of real estate and real estate brokers. We are involved with commercial leasing, ground leases, and subleases.

In the area of land use and zoning, we advocate our clients interests in modifying, expanding or preserving their property’s development potential, which typically involve some of the following:

  • Condemnations
  • Litigation
  • Master plans
  • Negotiation of development agreements
  • Special exceptions
  • Subdivisions
  • Variances
  • Waivers
  • Zoning and/or subdivision laws
  • Zoning map amendments
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